CSM Financial, located in San Antonio, TX, is seeking a talented individual for our Finance Manager role. This position is ideal for an individual with a degree in a related field, effective communication skills, and preferably familiarity with equipment financing. This is a great opportunity to join a growing and successful dealer group!
Responsibilities:
- Maintain and develop a network of lending partners to ensure competitive finance offerings
- Build in-house loan and leasing portfolio
- Expand product offerings
- Facilitate growth of lending portfolio, identify credit applications which meet internal underwriting and lending philosophy, negotiate with customers and salespeople to win deals
- Ensure that loan documents and credit applications for vehicle sales are reviewed, processed, and delivered in a timely manner
- Ensure timely payment of loan proceeds to dealer and finance commissions
Primary Duties:
- Coordinate with dealership sales teams located in South Texas and Central Florida to maximize credit applications submitted for financing
- Review and efficiently process credit applications
- Communicate with lenders and negotiate the most advantageous terms for buyers
- Understand and comply with applicable company, federal and state policies and regulations governing commercial lending and sales activities
- Perform credit underwriting tasks including checking credit reports, credit reference checks, financial statement analysis, collateral analysis and individual and legal background checks
- Accurately prepare loan and lease documents, facilitate execution, and process funding of contracts and payments to dealer
- Administrative duties including collections, customer service, loan accounting, financial reporting
- Assist corporate staff as requested in credit analysis, risk management and financial reporting
- Assist in loan closings as needed
- Bachelor’s degree in Finance, Accounting, or a related field
- Familiarity with equipment sales and financing is preferred but not required
- Possess the ability to read, analyze, and interpret standardized loan documents and financial statements
- Must be detail-oriented
- Ability to communicate and collaborate with the professional demeanor expected of finance and corporate personnel
- Effective, efficient, and professional written and oral communication is required
- Ability to calculate figures and amounts such as interest, payments, commissions, ratios, percentages, and proportions as required
- Ability to apply common sense, logic, and problem-solving methodologies to carry out oral and written instructions
- Ability to travel when job requires
To apply for this job email your details to Melissa.Trevino@csmtruck.com